The Right Mortgages for you
Your mortgage is likely to be the biggest financial commitment you will ever make. And of course, you will want a mortgage which is the perfect fit for your needs. The UK mortgage market is huge and finding your perfect mortgage can be really difficult.
Tell us about your plans, financial circumstances, attitude to risk and our mortgage expert will search the market to find the most appropriate mortgage for you.
The Different Mortgage Types
There are many different mortgage products offering various rates of interest. The type of mortgage you choose partly determines the amount of interest payable and may affect the interest rate and amount charged. Each type of mortgage will also bring along other advantages and disadvantages.
Here is a list of the most common mortgages type:
- 1. Base Rate Tracker
- 2. Fixed
- 3. Capped
- 4. Discounted
- 5. Offset and current account mortgages
- 6. Cash back
- 7. Flexible / lifestyle mortgages
Please note, your home may be repossessed if you do not keep up repayments on your mortgage.
A broker fee of up to 2% of the loan could be
charged on completion, a typical broker fee is £495. The precise amount will depend on your
circumstances.
We recommend that you take financial advice with our mortgage adviser for further information.